Millennials and Gen X
Who We Serve
Gen Xers/Millennials
At Sachi Financial Planning, we like to work with Millennials and Gen Xers because we’re one too! We tend to be going through very similar stages in life, so we get it! Life is busy and our finances get pushed down the do list, so we are here to make sure we get things done. If you are self-employed, you receive part of your compensation in stock options, or are cash-rich/time-poor, then we can help you.
From our virtual offices in Newport Beach, California, we operate across the US, offering advanced wealth and financial planning services – essentially giving you the tools you need to retain more of what you earn, put that money to work for you, and build you a safety net and retirement plan.
Frequently asked questions
01. Do you have a physical office we have to meet at?
No! We believe in the power and efficiency of virtual work, and our clients value location independence. Our clients are across the country and they are able to hop on a call from anywhere.
02. What is your investment approach?
We use an intentional PASSIVE investment strategy through Dimensional Funds. We do not believe in stock picking, timing the market, and getting rich quick. Our investment philosophy is backed by research through long-term investment strategies. To delegate your investments to us, we charge 0.50% and Dimensional charges 0.16%.
03. WHY DO YOU FOCUS WORKING WITH SOLOPRENEURS AND PEOPLE WITH EQUITY COMP?
We want to be the best in our niche and we know we can’t be good at everything. We believe that we can add the most value to our clients who face more tax issues since we love tax planning!
04. How many clients do you serve?
We keep this intimate so we really get to know each and every client. We serve no more than 50 households at one time.
05. How often do we meet?
We meet quite a bit in the first 6 months to a year while we get to know each other and create the foundation of your financial plan. Then, we meet every 6 months in the Spring and Fall. We provide unlimited email support and ad hoc meetings whenever necessary.
06. How do you charge for your financial planning services? Is it fee-based, commission-based, or a combination of both?
We charge financial planning fees on an annual basis based on complexity. Check out my “Pricing” page. We also manage client’s investments and charge 0.50% of your total account value. There is no additional platform charge. This is completely optional, and you can add this service at any time, and it is separate from the financial planning fee.